2020 Florida Health Insurance Open Enrollment

Open Enrollment for 2020 has officially begun! Now is time to compare all your health insurance options to be protected throughout the new year. Health Care Market Exchange is the official health registration center in Florida with over 250 licensed agents here to help you enroll. Compare over 200 different health plans based on the specific coverage needs with your allocated budget. We offer individual medical insurance plans, as well as affordable plans for your entire family.

When is Florida Open Enrollment for 2020?

Open Enrollment for 2020 coverage in Florida starts Friday, November 1st, 2019 and goes through December 15th, 2019. Coverage must be purchased during these 6 weeks unless you qualify for a Special Enrollment Period. This gives Florida residents sufficient time to contact our licensed agents to help them make an informed decision of the coverage that fits their exact needs and budget.

However, you may start to weigh your options even before the opening period despite changes to the Affordable Healthcare Act. You should speak with a licensed insurance provider through the Health Care Market Exchange at your convenience so that you can make the best decision before the closing date. If you enroll today, you can be covered as early as tomorrow.

Florida Family Health Insurance Options

Whether you’re applying for the first time or planning to re-enroll, there is a brief open enrollment window to purchase Florida health insurance on the private market.

Despite some minor changes to the policies provided by insurers, there are still the minimum required policies. With basic insurance, the lowest income earners can find better coverage than in previous years. While this was indirectly done, the Individual Mandate was the most critical part of the act to be repealed by a tax law reform.

It may be tasking and confusing to determine which coverage is right for you or your family with more than 200 different insurance policies available. We are here to help you compare every Florida health plan side by side. Based on your insurance requirements, we will equate the various monthly premiums in your plan and give a piece of free but honest advice to choose the most pocket-friendly plan based on deductibles, co-pays and coverage.

Financial and Health Risks of Being Uninsured

The tax penalty was eliminated after the end of 2018, and the ACA’s mandate penalty was assessed for the last time on tax returns filed in 2019. Technically, the individual mandate itself is still in effect, but there is no longer a federal penalty for being uninsured. Therefore, the IRS will not apply any tax penalties to citizens.

Serious illness or a terrible accident can make your medical bills unmanageable if you go without health insurance. Unfortunately, about 60% of all bankruptcies are correlated to medical expenses. But insurance offers you a financial security net for medical emergencies. Nonetheless, all citizens of Florida are strongly encouraged to have a kind of insurance coverage to minimize huge expenses out of pocket in case of an unforeseen contingency.

Paying a few hundred dollars per month is well worth the peace of mind and the access to essential care that can be expensive if you have no insurance coverage. Even if you are not always sick, you can have an affordable medical plan in Florida that offers legitimate benefits like wellness testing and seasonal vaccines. Read More…

6 Meaningful Christmas Gifts for 2019

girl offering a wrapped gift

You know the drill. Your kiddo sees a toy. They want to have it. They need to have it. You secretly oblige in anticipation of Christmas. Morning comes. They tear through the wrapping paper so that shards of confetti fills the room. As paper flies everywhere, you see the smile on their faces. It’s exactly what they hoped for (insert excited shrieks)! And then weeks pass, maybe even just days, and that new toy they had to have is of no interest to them at all. Rather than storing unwanted toys in the closet this year, give the children on your list meaningful memories instead. Here are six connection-based gift ideas for ages two and up that we love for the holidays and all year long.

Big Life Journal (Ages 7+)

Big Life Journal for Kids helps children develop strong growth mindset skills through inspiring stories, colorful illustrations and engaging guided activities. Children discover how to believe in themselves and face challenges with confidence. They learn that mistakes are opportunities to grow and that they can achieve anything when they're persistent!

Big Life Journal

Why we love it: If you are a parent, grandparent, sibling, relative or friend, you can participate by being a child's  Journal Buddy. Spend quality time sharing, growing and connecting. Some of our inside favs include a gratitude scavenger hunt and the “Follow Your Heart” poem. And they have a special teen edition too!  

Silly Street Board Game (Age 4+)

Silly Street makes character builder games and toys that support cognitive learning and life skills. Silly Street Board Game helps to build qualities of confidence, creativity, empathy, adaptability, and grit.

Silly Street Board Game

Why we love it: This fun family game is pure silliness, just as the name implies. We love creating the board (yes, it’s a fun puzzle). Each card instructs you and your co-players to do fun, goofy tasks. This game gets the family thinking and moving. Be prepared for a good belly laugh!  

GoZen! (Age 5 to 15)

Feeling good is a skill! GoZen! uses animated videos to teach skills of resilience and well-being. Imaginative games, workbooks, cartoons, and quizzes help enrich this unique experience.  Why we love it: This innovative and interactive tool helps break down life’s big skills into bite-sized pieces for kids. It talks about sometimes complex things like feelings, stress and more in ways children understand! The animated characters help children learn to better understand what is going on inside of them using all of their senses and can be used with or without an adult.

Barefoot Books Mind and Body Set (Ages 4+)

This gift set includes two empowering practices that can be shared with children and adults alike. Yoga Pretzels includes 50 yoga activities and Mindful Kids includes 50 mindfulness practices that encourage kindness, focus and calming skills. These fun, powerful tools help build strength from the inside out to support all-around wellness.

Barefoot Books: Yoga Pretzels and Mindful KIds

Why we love it: Yoga pretzels is a great way to get moving (and laughing) with your favorite kiddo. The partner poses and movements are a fun way to build connection as well as inner strength and confidence.  We love Mindful Kids for its whimsical illustrations and easy to follow practices for cultivating focus, love, and stillness --- helpful for silencing the mind before bedtime. Some of our inside favorites are Sharp Eyes, Mountain Rising and Open Ears.  

Kids Cook Real Food (Age 2 - 13+)

This family-friendly cooking opportunity is a multimedia online course designed to help adults (yes you mom, dad, grandma, grandpa, aunts, uncles, etc) teach children how to cook. The courses are set up for a span of ages, from tots to teens, by offering beginner, intermediate and advanced level meals.

mom teaching her daughter to cook

Why we love it: This is such an amazing opportunity to spend time with your child and co-create meals from the heart. The recipes use real food from scratch, without the processed stuff. The Recipe Book is packed with recipes the whole family can enjoy. Food allergy? No problem. The course provides many substitutions for special diets. The focus of the course is less about the recipes and more about spending time together to learn, create and connect.

Generation Mindful’s Time-In-Toolkit and SnuggleBuddies

Ok, since connection is our jam, we would be a bit remiss if we didn't mention two favorites from our own community -- the Time-In-Toolkit and SnuggleBuddies. The Time-In-ToolKit is a step-by-step guide for nurturing social and emotional skills in children through mindfulness, child-led play, and positive discipline. This ToolKit includes PeaceMakers mindfulness cards and other playful activities that make learning about emotions fun, moving families and classrooms away from time-outs to Time-Ins! Generation Mindful Time-In-Toolkit The SunggleBuddies plush toy collection helps children name and share their feelings in daily playful ways, decreasing meltdowns and helping children feel safe. There are 7 different animals to choose from. Each plush comes with four mood emojis in a back pocket and a laminated feelings poster, calendar/journal. Generation Mindful SnuggleBuddies Why we love it The Toolkit’s superpower is in its Calming Corner, a space you create with your child (you too grandparents)! Together, you have the opportunity to design the space, choose calming tools and toys and further connection through naming and taming big emotions. Bonus, siblings love it too. We love the SnuggleBuddies because they are cuddly, relatable and engaging. The emojis make it easy for even young kids to share what they are feeling inside. The SnuggleBuddies are also great for military families and/or any family who has members living in different households/countries etc. PRO TIP: Grab a SnuggleBuddies and facetime your loved ones! This plush will get your child thinking and talking about their day. ----------------

Generation Mindful creates tools, toys, and programs that nurturing emotional intelligence playfully. Join 100,000 members and receive joy in your inbox each week including four free gifts when you join.

Free Holistic Doctor Consultations via BioGetica

Free Ayurvedic and Homeopathic Doctor Consultations to Anyone and Everyone Who Needs them!

Even today, we are all faced with the issues of 5 different Doctors giving us 5 different opinions. These opinions are shaped by the Doctors education, belief system and financial motivation. Every Doctor seems convinced that there way is the best way, and then we the patients are left in a situation where we do not know what is best for us and our families. Every medicine system has its strengths; it is the closed minds of practitioners that turn these strengths into weaknesses. It is also obvious that each system of medicine has a separate primary focus. Allopathy or conventional medicine understands the molecules of life, Ayurveda and TCM understand how to balance its energies and Homeopathy and other subtle forms balance its informational field. Life however is a complex web of matter, energy and information and combining these medicine systems gives us the opportunity to bring balance across the entire spectrum of life!

Biogetica was created with the premise of uniting all medicine systems under the gold standard of evidence. It doesn’t matter to us what system of medicine the remedy comes from. What matters is the evidence it has shown in benefitting your life. It doesn’t matter where the remedy is grown, we will blend it synergistically and bring it to your doorstep. It doesn’t even matter what we recommended yesterday, if something better comes up today you can rest assured that it will show up in your kit tomorrow.

Every Doctor in our collective is dedicated to this cause of bringing the best to their patients globally. Many of them left the comforts of their practice to join us as they realized that is the place where they can help people the most. Read More

Who Should Be on Your Divorce Support Team?

Building a personal and professional support team can help you navigate all the issues that come up during a divorce.

What’s Worth Fighting for in Divorce?

Knowing which things are actually worth fighting before you start your negotiations can help you focus your efforts when settling your divorce.

What is Love Mapping?

Examine yourself from a separate perspective. What is your reaction towards whenever you hear someone mention the length of their relationship, and it completely exceeds your preconceived notion about the length of typical relationships. You hear scoffs in the crowd, claps and oohs of bafflement. Perhaps you hear a dismissive joke or cajoling. But what do you see in the clumsy, honest engagement of something that extensive? Something perhaps fragile, dwindling? No, they are firmly engaged and bonded with one another. How is this possible?

The study of this certain phenomena, of such an extensive relationship with seemingly no secrets to divulge is the primary focus for many counselors and researchers of the romantic bond between partners within a relationship. There are multitudes of supposed solutions to the eventual question within most individuals’ lives: how can one make it ‘work’? One of the most prominent solutions however, instinctively done by the happiest and most successful of couples is a certain action described by the Gottman Institute as “Love Mapping”. This art is the simple act of communication, and discussing with each other about one’s desires, goals, likes, dislikes, etc.
This seems off. Odd, and unnecessary, no? However this assessment is incorrect. Humans in the modern day instinctively close themselves off while in the normal routine, as it is a base desire for security and safety. Without consciously doing so, one may find themselves unable to emotionally connect with a partner, without a mere clue as to the reasons. It is because of a lack of communication, a lack of processing emotions and thoughts together. Love mapping is the practice of sitting down and taking it upon yourselves to open up to one another, to understand and empathize, and support each other. It is a necessity in any bond or relationship of significance, and is even recommended in meaningful friendships to nurture the bond the friends share.

Love mapping is unnerving, and leaves one feeling vulnerable. This is, however, a normal occurrence as it is the granting of permission for another to peer into yourself, and understand what your needs are, and what you desire to accomplish. The advantages of love mapping regularly are plenty. It allows one to develop better skills to cope and reach solutions in the midst of relationship conflict. It allows for a more significant bond to form, rather than superficial interaction such as “How’s the weather?”. The superior method to maintaining a relationship is the act of communication to little end, and to better understand one another so that everyone’s lives are enhanced by the bond, rather than limited by it.

It is the responsibility of the partners in the relationship to maintain the bond they share. It is truly important they communicate with each other in order to fully support and enhance each others’ lives. After all, how can you truly care for someone you do not truly understand? Sit down, open up, and maybe making a point to have a deeper conversation with someone may lead to a better, more honest relationship.

10 Helpful Tips for Men Going Through Divorce

At Men’s Divorce Law Firm, we know that getting a divorce is an emotional period in your life, especially if children are involved. The divorce process can be extremely difficult, and you may feel completely lost dealing with the dissolution of your marriage and the ensuing custody battle.

The cost of divorce can sometimes be financially crippling and emotionally devastating. Without an experienced attorney, you may find yourself on the wrong side of a bad custody arrangement and paying child support payments that you can hardly afford. Sound legal representation can help to ensure a positive outcome and allow the divorce process to go smoothly for both parties. Here are some tips to help get you through the divorce process with fewer battle scars and less emotional distress:

  1. Try Not to Argue: Try not to engage in an argument with your spouse, take note of what your spouse is saying and try not to react in anger.
  2. Watch Your Words Carefully: Be careful and thoughtful in your words and responses to your spouse. This will give your spouse less ammunition to use against you later.
  3. Keep records: Keep records of all the divorce proceedings. Record any threats or harassment from your spouse and make sure to record the date and times.
  4. Be Money Savvy: Keep records of your spending and try to remain within your allotted budget for the divorce.
  5. Don’t Retaliate: Do not engage in any form of physical, emotional, or sexual retaliation. This is important for you to come out of the divorce with your reputation and finances intact.
  6. Stay in Touch with Your kids: Keep an open communication with your children, if permitted. Stay connected, go to their games, recitals, and performances, and give them the love and praise they deserve.
  7. Don’t Smack Talk Your Ex: Do not talk negatively about your spouse to the children. Have positive interactions with them and do not force them to take sides. This is important to keeping the bond alive with your children.
  8. Take Care of Your Health: Stay healthy and don’t neglect your mental and physical well-being. Eat Right and Exercise.
  9. Seek a Therapist: You may feel depressed and isolated during this time. See a counselor to help discuss your feelings and anxiety. A therapist can help keep the doors of communication open and address feelings of helplessness and despair.
  10. Hire an Experienced Attorney: Find competent and sympathetic legal counsel. Look for an attorney who has a good reputation in working with fathers. Be honest and open with your attorney.

Attorney Jeff Feulner is dedicated to being Central Florida’s divorce lawyer for men. Our firm aggressively represents husbands and fathers in family law matters such as child support, timesharing, paternity, and divorce.  Contact 321divorce (3486723) to speak to attorney Feulner about your divorce case.

Which Is Better: Smoking Or Vaping?

Crazed Marijuana Vaping (e-Cigarette) Trend The vaping craze took the world by storm and caused a lot of fuss! It is one of the hippest trends and many people have started to use e-cigarettes instead of the traditional tobacco ones. The same thing goes with cannabis usage, as many users have walked away from traditionally [...]

The post Which Is Better: Smoking Or Vaping? appeared first on GC.

Mourn, baby, mourn

Just as no two women are alike, there are multiple ways of handling the grieving process after a failed marriage.

Tell Me What You Want – Opening Up the Lines of Sexual Communication

Communication is always going to be vital in every relationship if a couple wants to insure its success. Being able to express your needs, desires and thoughts to your partner is very important. It is also important that you are able to listen to those same things coming from your partner. If you cannot agree on some of these things, that’s when compromise enters the picture.

One of the biggest areas of miscommunication between couples is that of sex. There are many facets of this area that cause disagreements ranging from the frequency of encounters to the type of satisfaction provided. Women tend to be the worst offenders when it comes to not telling their men what they want in bed. Men, on the other hand, usually don’t have any issues with being vocal about whatever they want sexually.

The problem with women not being as open when it comes to sex probably started centuries ago when men were basically in charge of everything. Very few men ever thought about the importance of pleasing their girlfriends, wives or mistresses. They more or less took their pleasure and went about their business. Women weren’t encouraged to speak up because they weren’t even supposed to be interested in sex. It was a man’s pleasure and women were supposed to simply endure it. If a woman showed too much interest in sex, she was most likely considered to be a slut or a whore. On the other hand, it was to these very women that men ran to for the excitement that they didn’t elicit from their partners.

That’s not the case these days. Not only are women encouraged but they’re expected to enjoy quite an avid and healthy interest in having creative and lusty sex with their men. They’re not meant to pretend that they’ve had an orgasm or that they’re fully satisfied if that’s not the case. Yet, even in modern times, women still feel the need to protect the fragile ego of their men. That’s not the way to a successful relationship.

Couples that have been together happily for a long time swear by the importance of not only having sex, but also in talking about it. That doesn’t mean that you should talk it to death but, if there are some issues, those should be resolved and the only way to do that is through talking. Besides, if you talk things out beforehand, you can explain the rest through gentle direction during sex.

For instance, if a woman really wants a man to perform oral sex on her but he never seems to go in that direction; she should plainly tell him what she wants. Then, the next time they’re having sex, she can use movements to show him where he needs to go. The same is true for men when it comes to showing their partners something that they really like and want her to do. Working together in this manner makes sex and intimacy much more exciting for both partners.

Something to remember when talking to each other is that you need to keep any accusatory tones out of the conversation. When someone feels as if they’re being attacked in some way, they’re less likely to pay attention to what is being said to them. Instead, they go into full defense mode and refuse to hear the important things.

You’ll see that once your communication with each other is open, honest and caring, your relationship stands a much better chance of lasting a very long time; maybe even forever.

Use a Sex Agreement Form to help you bring up the topic of sex and open up the lines of communication.